HIGH IMPACT

How is the Iran war affecting the stock market and my investments?

Quick answer: Markets dropped sharply after strikes began (Dow fell 400+ points). Oil/defense stocks are up. Broad indexes are volatile. Long-term investors should stay the course.

Last updated: 2026-03-12

What’s Happened So Far

Since the US-Israel strikes on Iran began February 28, 2026:

  • Dow Jones: Fell over 400 points on March 2, has been volatile since
  • S&P 500: Down roughly 5-8% from pre-conflict levels
  • Oil stocks (Exxon, Chevron): Up significantly as $110+ oil boosts profits
  • Defense stocks (Lockheed Martin, Northrop Grumman): Up strongly
  • Airlines: Down sharply due to higher jet fuel costs and route disruptions
  • Consumer discretionary: Under pressure as inflation fears grow

Should I Sell Everything?

Almost certainly no. History shows that stock markets typically recover from geopolitical shocks within months. Here’s what past conflicts looked like:

  • Gulf War (1991): Markets initially dropped, then rallied 25% over the next year
  • Iraq War (2003): S&P 500 bottomed right as the war started, then rose 30%+
  • Russia-Ukraine (2022): Markets dipped 10% then recovered within months

The pattern: markets hate uncertainty. Once the situation becomes clearer (even if still bad), markets typically stabilize and recover.

What About My 401(k)?

If you’re investing for retirement and that’s 10+ years away, the worst thing you can do is panic sell during a dip. You’d be locking in losses and missing the recovery.

If you’re close to retirement (within 5 years): Talk to a financial advisor about your allocation. You may want to ensure you have enough in bonds/cash to weather volatility.

What’s Doing Well Right Now

  • Energy stocks (oil & gas companies)
  • Defense contractors
  • Gold and precious metals
  • Treasury bonds (safe haven)
  • Cybersecurity companies

What to Avoid

This is not financial advice, but sectors under the most pressure:

  • Airlines and cruise lines
  • Import-heavy retailers
  • Companies with significant Middle East exposure

Products That Can Help

As an Amazon Associate, we may earn from qualifying purchases. This doesn't affect our editorial independence.